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ECI Agency Inc Blog: 8_2013

View the latest blog posts from ECI Agency Inc.

People you employ to work in your home are called domestic employees. These employees can range from gardeners to maids to nannies to chefs (and many more). While it can be difficult to remember that someone who works in such close quarters with your family is an employee, it’s important to keep in mind that hiring someone to work in your house makes your house a place of business. READ MORE >>

EPLI: Employment-Related Practices Liability Insurance The 1990's saw a great Internet boom. There was also an explosion in employment-related claims and lawsuits. Remember the Anita Hill-Clarence Thomas harassment case? As the claims increased, so did efforts to find coverage for employment-related claims under existing policies. READ MORE >>

Crime, Fidelity & A Little Surety Crime is a simple word for a multitude of dishonest acts. Crimes range from a simple street robbery to a safe burglary to a kidnapping. These definitions may help our look at crime insurance: Burglary— entering and leaving a premises with no legal right READ MORE >>

The Loss of Business Income Tragedy Suddenly, your business is destroyed and your income stream crashes to a halt. It will be months before you can hope to be operating again. Your property insurance will provide funds to rebuild, but where will your personal expenses, e.g., your home mortgage, come from? READ MORE >>

Happiness is a BOP Almost everyone knows about Homeowners and Personal Auto policies. The success with these policies spurred the development of a similar package policy: the Businessowners Policy (BOP). This policy is intended for main street businesses. READ MORE >>

Property Insurance Tricks & Tips You may think, "At last, here are the secrets the insurance industry hides from us!" No, but you will find a number of tricks to make insurance work better. You'll learn how to make the right choices when you buy your insurance. Boundaries On Loss Payments READ MORE >>

The Business Auto Policy, AKA The Commercial Auto Program Warning! Warning! A plain vanilla Business Auto Policy (BAP) does not serve as a substitute for a Personal Auto Policy (PAP). Unless you're in a company car on business, the BAP doesn't cover liability and medical payments. READ MORE >>

The Business Auto Policy, AKA The Commercial Auto Program Warning! Warning! A plain vanilla Business Auto Policy (BAP) does not serve as a substitute for a Personal Auto Policy (PAP). Unless you're in a company car on business, the BAP doesn't cover liability and medical payments. READ MORE >>

How To Protect Yourself And Your Family With Home Insurance   What you’ll discover in this report: How your home may not be fully rebuilt – even though you have insurance! 11 ways to save money on your home insurance – including how to catch your insurer automatically increasing your premium every year READ MORE >>

How to protect yourself and your family if you get sued and what to do before you get sued!What you'll discover in this report: How easy and common it is to be the target of a lawsuit How to get massive protection for just pennies a day What you should know about what's not covered with Umbrella Insurance Tips on how to SAVE MONEY Insurance jargon demystified! READ MORE >>

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Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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ECI Agency, Inc. | 325 Piedmont Rd N | Piedmont, OK 73078 | Ph: (405) 373-2977  M-F 8am-5pm Powered by Insurance Website Builder